I'm in the same camp. I was certain I would buy it, but it is a want, not a need. It does feel irresponsible to buy it if the rates are 7 or 8%. No way I am paying over MSRP. My dealer said he wouldn't sell it to me over MSRP, but it still may not be enough to go through with it.
How many of you are considering passing on your BR order if the interest rates hit 5% or higher. I'm speaking to those that have to finance, and not those that have the resources to pay cash.